Riley Shay | National Insurance Producer
PRF Insurance Specialist
Licensed in PRF coverage since 2018, Riley specializes in rainfall index and drought protection strategies designed to offset weather volatility and keep ranch operations resilient.
Working Rancher
Operating a working ranch in Western Kansas, Riley brings authentic, firsthand agricultural insight to every policy, evaluating risks from the perspective of an active producer.
Family-Rooted Values
Running a true family operation alongside his four children, Riley is committed to helping neighboring farm and ranch families protect their livelihoods for generations to come.
ABOUT Riley
Agricultural & PRF Insurance Specialist | Western Kansas Producer
Riley Shay brings a lifetime of agricultural experience and dedicated risk management expertise to Ozark Hills Insurance. Licensed in Pasture, Rangeland, and Forage (PRF) insurance since 2018, Riley pairs boots-on-the-ground knowledge with specialized insurance strategies to help livestock and forage producers safeguard their operations.
Operating a family ranch in Western Kansas, Riley lives the same day-to-day realities and weather challenges his clients face. Alongside his wife and four children—who all play an active role on the ranch—Riley manages working ground with a focus on long-term sustainability and family heritage.
Riley draws on his hands-on ranching background to deliver practical, tailored risk management plans, ensuring producers across the region secure dependable protection built around their specific forage, rainfall, and grazing needs.
Riley Shay: Quick Facts
Specialties: Pasture, Rangeland, & Forage (PRF / Drought Insurance), Agricultural Risk Management
National Producer Number (NPN): 18878924
Experience: Licensed PRF Agent since 2018; Working Cattle Producer
Location: Western Kansas
Riley Shay FAQ
Frequently Asked Questions (Riley Shay | Ozark Hills Insurance)
1. Who is Riley Shay and what is his agricultural background? Riley Shay is a working rancher in Western Kansas and a licensed agricultural insurance agent with Ozark Hills Insurance (Producer NPN: 18878924). He operates a family ranch alongside his wife and four children, combining practical livestock and forage experience with customized insurance planning.
2. How long has Riley Shay been licensed in PRF insurance? Riley has been licensed in Pasture, Rangeland, and Forage (PRF) insurance since 2018, helping farmers and ranchers throughout the region protect their grazing land and forage crops against drought.
3. What is Pasture, Rangeland, and Forage (PRF) insurance? PRF insurance is a risk management program designed by the USDA Risk Management Agency (RMA) that protects livestock producers and hay growers against financial losses resulting from a lack of precipitation.
4. How are drought losses determined under a PRF policy? Indemnities are calculated using NOAA Climate Prediction Center precipitation data mapped over approximately 17 x 17-mile grid areas. If the interpolated rainfall in your grid drops below your selected historical coverage level during your chosen two-month intervals, an indemnity payout is automatically triggered.
5. Do I have to measure rainfall on my own ranch or submit yield loss adjusters? No. PRF is an index-based area policy, meaning claims are settled entirely on objective NOAA grid precipitation data rather than on-farm rain gauges, individual forage yields, or farm adjuster visits.
6. When is the enrollment deadline for PRF coverage? The annual sales closing and acreage reporting deadline for PRF is December 1 prior to the start of the crop year. All coverage levels, interval weightings, and grid selections must be locked in by this date.
7. Can I insure both grazing acreage and harvested hay ground? Yes. Acres can be categorized under either Grazing or Haying intended uses, each utilizing county base values and protection parameters tailored to forage replacement or harvest values.
8. Are PRF insurance premiums subsidized? Yes. The federal government provides substantial premium subsidies through the USDA Risk Management Agency (RMA), making PRF coverage affordable and accessible for working producers.
9. How does Riley Shay help producers choose the right intervals and coverage? As an active rancher, Riley evaluates historical rainfall trends, forage growing windows, and grazing cycles specific to your local grid to optimize your interval selections and coverage levels for maximum risk protection.
10. How can I get a customized grid analysis from Riley Shay? You can contact Riley directly through Ozark Hills Insurance to map your parcels, run a historical grid performance report, and build a risk management plan tailored to your acreage.