Adam Issacs | Agricultural Risk Management Specialist | Texas Cattle Producer
Texas Tech Ranch Management
Holding a specialized degree in Ranch Management from Texas Tech University, Adam applies formal training in forage ecology and agribusiness to risk management.
Texas Cattle Producer
As a working beef cattle rancher in Texas, Adam lives the same day-to-day weather and market challenges his clients face across the country.
7 Years PRF Experience
Helping producers with PRF coverage for seven years, Adam analyzes historical precipitation data to structure customized drought protection plans.
ABOUT Adam
Agricultural Risk Management Specialist | Texas Cattle Producer
Adam Issacs brings dedicated expertise and practical agricultural knowledge to Ozark Hills Insurance, helping farmers and ranchers safeguard their operations against weather risk. Licensed since 2019, Adam has devoted seven years to assisting producers with Pasture, Rangeland, and Forage (PRF) drought insurance.
Adam earned his degree in Ranch Management from Texas Tech University, establishing a strong technical foundation in livestock production, range management, and agricultural economics. Putting his education into practice daily, Adam and his wife own and operate a beef cattle ranch in Texas, where they are raising their two-year-old son.
Combining hands-on ranching experience with specialized insurance knowledge, Adam understands the dedication required to run a successful operation and works closely with clients to build custom risk management strategies that protect their livelihoods.
Adam Issacs: Quick Facts
Specialties: Pasture, Rangeland, & Forage (PRF / Drought Insurance), Ranch Risk Management
National Producer Number (NPN): 19153002
Education: Degree in Ranch Management | Texas Tech University
Experience: Licensed PRF Agent since 2019; Working Beef Cattle Producer
Location: Texas
Frequently Asked Questions (Adam Issacs | Ozark Hills Insurance)
1. Who is Adam Issacs and what is his agricultural background? Adam Issacs is a Texas beef cattle rancher, Texas Tech University Ranch Management graduate, and licensed agricultural insurance agent with Ozark Hills Insurance (Producer NPN: 19153002). He and his family operate their own beef cattle ranch in Texas.
2. How long has Adam Issacs specialized in PRF insurance? Adam has been assisting agricultural producers with Pasture, Rangeland, and Forage (PRF) insurance for seven years, obtaining his license in 2019.
3. What is Pasture, Rangeland, and Forage (PRF) insurance? PRF insurance is a risk management policy backed by the USDA Risk Management Agency (RMA) designed to offset feed and forage replacement costs during periods of localized precipitation deficits.
4. How are drought indemnities calculated under PRF? Indemnities are calculated using NOAA Climate Prediction Center precipitation data mapped across 0.25-degree grid cells. Payouts trigger automatically if interpolated rainfall in your grid drops below your chosen historical coverage level during selected two-month intervals.
5. Do producers need to submit farm rainfall gauges or loss adjustment proofs? No. PRF is an area-based index policy. Payments are based entirely on NOAA grid measurements, eliminating the need for adjuster visits, farm rain gauge logs, or yield loss claims.
6. What is the annual enrollment deadline for PRF coverage? The federal sales closing deadline for PRF coverage is December 1 prior to the upcoming crop year. Coverage percentages, interval allocations, and grid selections must be submitted by this date.
7. Can grazing land and haying acres both be insured? Yes. Acres can be designated under Grazing or Haying intended uses, each reflecting county base forage values established by the RMA.
8. Is PRF insurance subsidized by the federal government? Yes. The USDA Risk Management Agency provides substantial premium subsidies to keep the program affordable for working cattle and forage producers.
9. How does Adam’s Ranch Management background assist producers? Adam’s formal education from Texas Tech combined with his practical ranching experience allows him to evaluate precipitation patterns, stocking rates, and seasonal forage curves to optimize two-month interval allocations for each client.
10. How can I get a customized grid analysis from Adam Issacs? You can contact Adam directly through Ozark Hills Insurance to map your land parcels, review historical grid performance, and design a customized PRF risk management plan.